A family legacy of financial stewardship, rooted in Jacksonville's maritime heritage and strengthened by decades of trusted lending.
Ms. K and Sons LLC was founded on a simple principle: that businesses deserve a lending partner who understands them — not just their numbers, but their ambition, their community, and their potential.
Based in Jacksonville, Florida, we are a woman-led, family-operated direct lending firm. Our roots run deep in this port city, where the rhythm of commerce has shaped generations. We bring that same steady, resilient approach to every business relationship we build.
As direct lenders, we eliminate the middlemen. This means faster decisions, more flexible terms, and a level of personalized attention that larger institutions simply cannot match. When you work with Ms. K and Sons, you work directly with the people who make the decisions.
Your application goes straight to the decision-makers. No brokers, no intermediaries, no unnecessary delays.
Because we control the process end-to-end, we can move quickly when opportunity calls.
We structure funding around your business reality — not rigid institutional checkboxes.
We invest in understanding your business because long-term partnerships create lasting success.
Transparent terms, honest communication, and a commitment to doing right by every client.
We are Jacksonville's own. Our success is measured by the strength of the businesses we help grow.
Like the port that built this city, we are built to weather storms and hold firm through any market cycle.