By accessing and using the website themskandsons.com (the "Site"), operated by Ms. K and Sons LLC ("Company," "we," "us," or "our"), you agree to be bound by these Terms & Conditions. If you do not agree to these terms, please do not use the Site.
Ms. K and Sons LLC is a direct business lending company based in Jacksonville, Florida. Through our website, we provide information about our financial services and allow potential clients to submit inquiries regarding business funding solutions including commercial real estate financing, working capital lines of credit, equipment and asset-based lending, revenue-based financing, and related financial products.
By using this Site, you represent that you are at least 18 years of age and have the legal capacity to enter into binding agreements. If you are using the Site on behalf of a business entity, you represent that you have the authority to bind that entity to these terms.
You agree to use this Site only for lawful purposes and in accordance with these Terms. You agree not to:
Submission of an inquiry through our contact form does not constitute a loan application, nor does it guarantee approval for any financial product or service. All funding decisions are subject to our underwriting criteria, due diligence processes, and applicable regulations. Terms, rates, and conditions of any financial product will be provided in a separate written agreement.
All content on this Site, including text, graphics, logos, images, and software, is the property of Ms. K and Sons LLC or its content suppliers and is protected by United States and international copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on this Site without our prior written consent.
This Site and all information, content, and services provided on or through it are provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, either express or implied. We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.
To the fullest extent permitted by applicable law, Ms. K and Sons LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business opportunities, arising out of or related to your use of the Site.
Our Site may contain links to third-party websites. We do not endorse and are not responsible for the content, privacy policies, or practices of any third-party websites. Your use of third-party websites is at your own risk.
If you opt in to receive SMS/MMS text messages from Ms. K and Sons LLC, the following terms and conditions apply in addition to the general terms above:
Your use of the Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our practices regarding your personal information.
You agree to indemnify, defend, and hold harmless Ms. K and Sons LLC, its officers, directors, employees, agents, and affiliates from and against any claims, damages, losses, liabilities, costs, or expenses arising out of or related to your use of the Site or violation of these Terms.
These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. Any legal action or proceeding arising out of these Terms shall be brought exclusively in the courts located in Duval County, Florida.
We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated "Last updated" date. Your continued use of the Site after any changes constitutes acceptance of the modified Terms.
If you have questions about these Terms & Conditions, please contact us:
Ms. K and Sons LLC
10424 Dodd Rd
Jacksonville, FL 32218
Email: kathleen@themskandsons.com